Settle in Japan
Handle the admin of everyday life in Japan.
You've made it to Japan — now comes the paperwork. Ward office registration, My Number card, health insurance, banking, phone setup, and all the other essential admin that makes your life in Japan actually work. This path gives you a clear checklist and explains each step.
Your key steps
What to do, in order.
Register at your ward office (市区町村役場)
Within 14 days of arrival, register your address (住民登録) at your local city, ward, or town office. Bring your passport and residence card (在留カード). You'll receive your residence certificate (住民票) which you'll need for almost everything else.
Get your My Number (マイナンバー)
My Number is Japan's national ID number, assigned automatically after you register your address. You'll receive a notification card (通知カード) by post within 1–2 weeks. Apply for the physical My Number card (マイナンバーカード) at your ward office — it takes about a month to issue.
Enroll in health insurance
If you're employed, your company enrolls you in Shakai Hoken (社会保険). If self-employed, freelance, or a student, enroll in Kokumin Kenkou Hoken (国民健康保険) at your ward office. Both cover 70% of medical costs. Premiums are income-based.
Open a Japanese bank account
Japan Post Bank (ゆうちょ銀行) is the easiest option for new arrivals. Shinsei Bank and Sony Bank offer English-language services. Most major city banks (Mitsubishi UFJ, Sumitomo Mitsui) require 6 months of residence for foreigners. Bring your residence card, My Number, and a seal (inkan) or signature.
Set up phone, utilities, and transport
Get a SIM card (Rakuten Mobile, IIJmio, and LINE Mobile are foreigner-friendly). Register utilities (electricity, gas, water) through the provider's website or in-store. Get a Suica or PASMO card for trains and buses — it's the most convenient way to get around.
Useful tools
Tools for this path.
Arrival Checklist
MVPTrack every task from ward office to bank account.
Document Checklist
Coming soonKnow exactly what to bring to each appointment.
FAQ
Common questions.
What is the ward office and when do I go?
The ward office (市役所/区役所) is your local government office. In Tokyo, it's your ward office (区役所). In smaller cities, it's the city office (市役所) or town office (町役場). You must go within 14 days of arriving to register your address.
How do I pay rent and bills without a bank account?
Convenience stores (コンビニ) accept bill payments for most utilities. Some landlords accept cash. Opening a Japan Post Bank account takes only 1–2 weeks and is the fastest route to a proper bank account.
What is an inkan (seal) and do I need one?
An inkan is a personal name seal used instead of a signature on many official documents in Japan. Foreigners can usually sign instead, but having a basic inkan (hanko) makes life easier. They can be purchased cheaply at 100-yen shops.
yuzu.help provides general guidance only. Verify important details with official sources or a qualified professional.
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